College debt
I interview three of the people from my school that I am closed to. I interviewed my advisor, my two best friends. I interviewed them for twenty five minutes. I told my advisor about my topic of Second Hand Smoking and Climate Change, he suggest that I do something I am interested in, something I want to learn about. SecondHand Smoking and Climate Change is a topic that has been influenced by the afterschool activities I participate in. I have noticed that it has influenced my decision in persueing that topic and my advisor was able to point that out. He knowns that activities that I do afterschool and because he knowns me well. I confessed to him that I don’t want my project to be based on that topic. After having a talk, I thought that Colleges Prices is a topic I should persue. I have some background information about colleges. I also seem to be worried alot about college. Mostly about the future education and college is a huge factor. I talked to my best friend about my interest on College and her take on that subject and she advised me to take a look into it. She wants to be a math teacher and wants to go to college but doesn’t have the money to but she is thinking of saving up for college. Recently, my friends were talking about a friend of theirs that might not attend college because of the price. I recognize the friend they were talking about and it is a shock because that girl has done many school activities to qualify her for a scholarship. College price had seemed to be her obstacles as a first generation child who wants to attend college. That seems to be the case for most people. The tuition price is around $11,970 to $51.920.
Most colleges tuition is expensive, campus cost, book supplies, classes. Based on college tuition compare.com, the highest tuition college is Bennington College with 51.920 tuitions, $2, 135 Cost per Credit Hour, $1,000 for Books & Supplies. Click here. Since 1950, the real prices of the services of doctors, dentists, and lawyers have risen at similar rates as the price of higher education, according to Feldman and Archibald’s book. This means that the more educated people want to become, the more money they will have to invest. According to legislature vermont.gov, an average of senior in debt is $29,060. There a way that will help pay for college, scholarship, loans, and grants. A scholarship is a money given to the person based on a skill they have shown and you don’t have to pay it back. There are two types of loans, federal loans, and private loans. Federals loans are money made by the government by registering the FASFA and you do have to pay it back. Private loans are given by a lender and you do have to pay it back. In order for a student to receive loans there, credit score has to be good because that is how the government or the leaner is able to ensure that you are going to be able to pay it back. Loans are a tricky factor that will help pay for college. Grants is a free money given based on the personal financial status. The only way to know their status is by filling out the FAFSA(The Free Application for Federal Student Aid).
Overall Bernier Sanders is figuring out a way to make college more eligible for students. We knew that college debt for students are $28, 860. We knew that colleges are expensive, $50.000. According to CNBC, Nearly three-quarters (73 percent) of the nearly 11,000 respondents reported high levels of stress around the college admission process.
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Dear Stephi,
Your approach to finding a topic – an issue – that truly interests and engages you – really worked! Interviewing your advisor and two friends; then concluding that the stress of
financing college (private funds, loans, work, scholarship, other) is widely shared by most who want to pursue higher education: your topic!
Dixie Goswami
BLTN NextGen
Hey Stephie!
I remember on the hike we talked about college debt a bit in our group. It’s really cool you want to follow more into college because it’s such a huge thing in our lives to have under our belts. Right now, college is the next step I need to grasp to help build the career path I want to take and looking at prices and other costs of just even thinking about college are mindblowing. I’m wondering if you’d interview Bernie Sanders, he’s got a lot of info and momentum in this topic as well.
Rex
Stephie,
I agree, that the process you took to find a topic seems to have been fruitful. You’ll learn a lot when you dive into this one! As many a journalist has said, follow the money!
As for me, I’m a student. I’m getting a Master’s Degree in secondary education from Black Hills State University. I have to get that degree so as to get a teaching license in Wyoming. I took out an Unsubsidized Federal Student Loan. If I teach at the school I currently teach at for 5 years, a large chunk of that loan should get forgiven.
Loans are scary, but also pretty cool. They allow for some social mobility, but there’s a big IF here. The person taking out the loan has to be aware of what is at stake. That degree of financial literacy is super uncommon at the age that most people enroll in college. That makes me view most college loan practices as predatory, watch out!
As for other scary stuff about colleges, look at how they lend legitimacy to ill-legitimate actors (fossil fuel industry). Also, to huck another slogan about, “justice is always preferable to charity.”
Finally, I wonder how higher education will evolve as the internet evolves. Access to information and to experts in fields is at an all time high. I personally have learned more from twitter and from friends, coworkers and family than I ever have from anyone I’ve payed to teach me (and I’m a teacher!).
All the best,
Peter